Free Homebuyer & Investor Calculators
Run the numbers first—then connect with a local expert only if you want help.
Monthly Payment Calculator
Estimate your full monthly mortgage payment including principal & interest, property taxes, insurance, HOA dues, and optional PMI. Adjust rate, term, and down payment to see the impact instantly.
One‑liner: Know the real monthly payment before you fall in love with a home.
Try itHome Affordability Calculator
Plug in your income, debts, down payment and DTI target to find a smart price range. See how taxes, insurance and HOA shift your maximum.
One‑liner: Find your smart price range in seconds.
Try itRent vs. Buy Calculator
Compare five‑year total costs of renting vs. owning and estimate potential equity from principal paydown and appreciation.
One‑liner: Will buying beat renting? Get your answer.
Try itDown Payment Calculator
Start with the monthly payment you want and reverse‑engineer the down payment needed to get there—taxes, insurance and HOA included.
One‑liner: Reverse‑engineer your down payment from the payment you want.
Try itBuy Now vs. Wait Calculator
Waiting to save 20% down can reduce your future mortgage payment—but rent doesn’t build equity, and prices & rates may change. This tool compares both paths with your assumptions.
One‑liner: See the real trade‑offs of waiting versus buying today.
Try itWealth Builder Through Equity
Project equity growth over time combining amortization (principal paydown) and price appreciation. Change the rate, term, and appreciation to stress‑test scenarios.
One‑liner: Watch your potential equity build year by year.
Try itInflation – Rent vs. Mortgage Payment
Compare rising rent (with inflation) to a fixed mortgage payment to see the long‑term cost difference.
One‑liner: See what rising rent could cost you versus a fixed payment.
Try itInvestment Property Calculator
Underwrite deals fast with cap rate, cash flow and cash‑on‑cash returns. Model vacancies, taxes/insurance and expenses.
One‑liner: Underwrite a rental deal on the fly.
Try itSecond Home Cost Estimator
Estimate the monthly carrying cost and cost‑per‑night for a second home including taxes, insurance, HOA and utilities.
One‑liner: Know the true monthly cost of a getaway.
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